Muslim Education quarterly Volume 14 No 3 & No 1_Islamic Article Published by Islamic Social Science pdf

Muslim Education quarterly Volume 14 No 3 & No 1 

Islamic  education are spreading tremendously all over the world into primary schooling to higher school eve in the family are not backward. The American Journal of Islamic social Science publish Islamic research base article on their site but you must have spent some dollars to get this valuable research article. So, why we are going to upload  because we need reference for the further advance research without paying amount of dollars. Muslim Education quarterly Volume 14  are available here to get the pdf file.

List of Article

Editorial: 

1. Family, Values and Education

Articles:

1. Reading literature review with an Islamic perspective by Jalal Uddin Khan

2. What is Critical about teaching Critical literacy within the Islamic Context by Lawis Larking 

3. Toward Islamizations the disciplines:  Comparative Education -The Islamic Perspective by Arif T.M Ateri

4. The Electronic challenge to Islamization of Learning: An Analytical Commentary by M.M.M Maroof 

5. Integration of Traditional Islamic Curriculum into western  Education in Nigeria by M.G.A Raji

6. The success of Quranic School of Nigeria a Case of the Edo State Experiment by Zakariayau Oseni

Muslim Education quarterly Volume 23 No 3 & 4_Islamic Article published by Islamic social science

Download Muslim Education quarterly Volume 23 No 3 & 4

Muslim Education quarterly Volume 23 No 3 & 4 now available in this blog you can download this rare book for the furthermore research. The book are very rare in the website  to free download. Many Islamic scholars try to established the true concept of Islamic society through the research. Recent research found that the Islamic financial system work better that the conventional one. Muslim education quarterly publish Islamic qualitative article in the volume basis in every year. It is difficult to get this article free form the google scholar.

The list of article:

1. The Role of Muslim school

2. Sufi Contribution to Education by Abdul wafa

3. Islamophobic language on the Internet by Mohamed Ali

4. A Study on Malaysian Secondary School Students; Perceptions on the Teaching of Akhlaq by Halim  Tamuri and Mohd Yusoff

5. The Education Experience of British Muslims: Some life-story Images by Bill Gent

6. An Investigation into the Problem of teaching Islamic Religious Studies in Oyo State Secondary Schools: A Case Study of Ibadan Land, Oyo State,  Nigeria by B,O, Lawal

7. The Impact of Teaching-Learning Environment on Second-Language Acquisition, A personal Experience in the Teaching of Arabic as a Second language (TASL) at the Institute of Education International Islamic University Malaysia  by Ismaiel Hussanein  Ahmed Tulib

8. A Study on Malaysia Students readiness to Learn Islamic Etiquette and Morality by Asmawati Suhid

 

Muslim Education quarterly Volume 8 No 1_Islamic Article published by Islamic social science

Free Download Muslim Education quarterly Volume 8 No 1

The several Islamic article are uploaded here that is education purpose. it will help to enhance the research area of Islamic studies. To learn more about Islamic economy and finance you can read the following articles to enhance your knowledge on Islam. Although, it has no long history of Islamic economics but it's being popular to the people it as a trusted financial mechanism. It is performing well in the capitalism economic system but it is epistemological content sharia rules and regulations that are deferment in term of conventional operational modules. Some people are not concern  about the Islamic economic system that teach us human well benign.

1. Islamic education and moral development; the metaphysical dimension

2. The role of education in cultural interaction in Lebanon by John Munro

3. The IAIN in Indonesian Higher Education by Margaret Gillett

4. A Tract by Imam Al-Ghazali on education by T.J. Winter

5. Contemporary Islamic education Economic thought by Masudul Alam Choudhory

6. The Theory of Al-Khilafah in the Religious Philosophy of Sayyid Qutb by Ade. Shitu-Agbetola

7. A Reading of the Ijmali Critique by Eric A. Winkel 

Muslim Education quarterly Volume 8, No: 1

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Know how to protect your facebook account from hacking as well as learn how to hack a facebook account from hacking. It's the emergency to concern about social media it's helping you to communicate within your community, on the other side it's risky to disclose your personal information. Social media are becoming more and more accepting by the teenagers. They don't know how can be social media dangerous for the personal life. However, you are concern about advantage and disadvantage of social media, and if you work to consciously we hope you can protect your confidential data.

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Newly updated Microsoft office 2016 is very fast and added the new feature for the convenience of the  user. Microsoft office profession plus 2016, we uploaded for both x64 and x32 bit. It is an ISO file. If you want download ISO file opener click the below link and open the software file to setup.Although, the file size is bigger but it will resume support and you can download this office software late. It will be very familiar to office 365 user. at first office 2016 released in 9 July 2015 and finally Microsoft it was revealed by 22 September 2015.The preview version of the MS office 2016 satisfied the  customer. Microsoft announced it will be regularly updated on the base of user convenient.

Since the launch of workplace 2016  on Windows Preview earlier this year, quite more than one thousand customers have used it across each Windows and waterproof platforms in keeping with Microsoft which has been followed by variety of updates including:


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1. Simplified file sharing
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It will still be best suited to a computer with a keyboard and mouse, a setup that Microsoft looks to believe is that the best thanks to come through optimum productivity

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Shortcut file is not actually a virus file. It's a VBS script file that is like  a virus. you can easily remove the shortcut file from your laptop or computer by following some easy step. Many of us suffer by this shortcut file's problem.

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1. Press CTRL+SHIFT+ESC
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5. Go to your C drive
6. click on search option and search wscript file
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Article on Mudarabah

Mudarabah Islamic banking product

Now, Islamic banking assets rose at USD1.32tln and more than 255 microfinance institutions are providing Islamic financial services in the worldwide, It accumulate value approximately USD628mln in which USD1.28mln transaction happen for the shari’ah compliant product.

Historical Background of Mudarabah:

Islam strongly prohibits interest-based transactions but appreciate business, partnerships and trade. In conventional, interest-based transactions shift the risks from the investor to the entrepreneur. Partnerships also lead both to share profit and loss, which refers risk sharing to risk shifting. But Islam prefers risk sharing rather than risk shifting.

From the beginning of Islamic economy, it is observed that mudaraba and its derivatives were the most important partnerships. Mudaraba was introduced in the Middle East and then extended to the whole of the Islamic world from the Atlantic to the Pacific. It was widen to Europe through the crusaders. Eleanor of Aquitane, Queen of France, brought the Islamic law of Partnerships as well as the Admiralty Law, from Jerusalem to France during the late 12th century. In France, at the Island of Oleron, these laws were incorporated into the Lex Mercatoria – the medieval European law of commerce. Throughout this incorporation, the Islamic mudaraba was called commenda by Europeans. Borrowing the Islamic risk sharing partnerships appears to have had a huge impact on European economic, financial and even political history. After the incorporation, Europe went through a period of massive growth in commerce which known as the “commercial revolution”. In other way around, it was mudaraba/commenda contract (risk sharing) which financed this massive increase of trade both within Europe and across the Mediterranean. There were two Italian city-states named Genoa and Venice specialized in trade between Europe and the Islamic world. Acemoğlu and Robinson had demonstrated that Venice became a super power of the period to its new merchant class using the mudaraba/commenda. There was the beginning of decline for Venice when the old elite began to fear the rising new merchant class and in the meantime, decided to prohibit mudaraba/commenda, during the late 13th century.  When the young men of Venice could freely practice the mudaraba/commenda in foreign trade, Venice prospered and became powerful. But when this risk sharing contract was banned and the rising new mercantile class was thrown out from the decision making process and the city began to decline.

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Recommendations for Islamic Bank Development

Recommendations for Islamic Banking System Development.

Some anecdotal recommendation to enhance the service of the Islamic bank, and development the operation all over the world.

Recommendations:

1.    Islamic bank immediately need to develop financial instruments that will enhance liquidity preference; to develop secondary, money, and inter-Islamic bank markets; and to perform asset-liability and risk management. It well known that Future growth and development will depend largely on the nature of innovations, efficiency, variety of product introduce in the market.

 2.    Developed special liquidity management instruments that will include commodity murabahah, this instrument have spread rapidly based on its reliance on existing financial infrastructure and is being used in about 45 percent of jurisdictions with Islamic Bank presence. In contrast, its practicality will likely be limited by transaction costs, administrative process, the non-tradability of the contract, and Shariah concerns.

 3.    Developing liquidity facilities, the legal and operational frameworks of central banks need to be improved by permitting the development and use of Islamic liquidity management instruments. It would help to ensure the banking financial stability and increase the effectiveness of monetary policy.

4. Sometimes, lack of understanding of the correct environment of Islamic financing techniques may also be partially responsible for rather inappropriate policies often central banks towards Islamic banks; this is particularly true of musharakah and mudarabah. There may have important implications for reporting activities as well as control and regulation of Islamic banks by the central banks.

5. Central bank may interfere in the banks’ decisions with regard to monetary policy tools such as reserve requirements, open market operations and so on. This attempt would be desirable to determine the exact role of the Shari'ah council and take the central bankers into confidence.

7. Profession teaching, training and research is the necessity for the development of any discipline. As mentioned above, there is a serious shortage of scholars who possess even a working knowledge of both Islamic fiqh and modern economics and finance . Professionally, many managers of Islamic banks are not very well trained on the Islamic terms and implication of regulations.

8. The Islamic banks can encourage providing more profit-sharing finance, if arrangements are made to reduce the costs of appropriate arrangements as well as financial engineering consistent with the preferences of fund users. The benefits of direct investment in terms of economic development may not always be fully reflected in the rate of return of the fund supplier.

The Theory of Interest rate and Profit sharing

The Theory of Interest rate and Profit sharing_Money and Banking 

Liquidity Preference Theory:

According to liquidity preference theory lender lends money to borrow for the interest, and the interest is assumed to be a reward for parting with liquidity. On the other hand, if a person does not an important part with his savings, but uses them in his own productive activity, interest will arise. However, Keynesian theory is advanced to the classical theory of interest as the former is concerned with equilibrium points in the real economy sector. Thus, in the real world, the Keynesian theory is more realistic than the classical theory of interest than others.

Productivity Theory:

Productivity theory of interest is a reward for the profitable services in the capital of the production purpose. For example, a farmer having tractor to plow the field produces more as compared to the farmer who does not have it. Hence, interest is the payment for the productivity of capital.

The theory is criticized on the following:

• The theory only focuses on the causes for what the interest is paid but not on the determination of interest rates.
• It emphasizes on the demand of interest, but ignores the supply side of capital.
• It completely ignores how the interest is paid for the loan borrowed for consumption purposes.

Abstinence or Waiting Theory:

In the abstinence theory, interest is a reward for abstinence. During, people less consumes and save more income, and they lend this saving amount to others that is sacrifice of current consumption. Senior the expert advocated that abstaining from consumption is unpleasant. Abstinence theory was also criticized by some of the economists. According to the theory, an individual can feel unhappy if they save as it reduces consumption. However, rich people do not feel unpleasant while saving because they are financially capable to meet their requirements.

Austrian or Agio Theory:

Austrian theory is also called as a psychological theory of interest. John Rae and Bohm Bawerk in an Austrian school  advocated this theory. Therefore, future satisfaction has a kind of discount if compared with present satisfaction. The interest is the discounted amount that is required to be paid for inspiring people to invest or transfer their present requirements to the future.

However, the theory has been criticized by various economists:

• It arranges too much importance on the supply aspect and ignores the demand aspect
• It does not focus on the determination of rate of interest

Classical or Real Theory:

Classical theory is one of the most realistic in the economic development, it helps to measure rate of interest with the help of demand and supply factors. Demand refers to the demand of investment and supply refers to the supply of savings. According to this theory, the rate of interest refers to the amount paid for saving. Therefore, the rate of interest can be determined with the help of demand of saving needed to invest in the capital goods and the supply of savings.

CFA All Books Free Download_Curriculum_2015

CFA All books Free Download  

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Case Studies in Fiance by Bruner: All important Case solution with Pdf and Excel file

Case Studies in Finance by Bruner_ Solution 

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Case Study Solution: Sun Microsystem Pdf and Excel file

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Chapter 15 Debt Financing_Case study with solution

This interactive case study is based on two chapter 14) Raising equity capital,15) Debt Financing
Part 5- Long term financing

On May 8, 1984, Hannah Eisenstat graduated from Louisiana State University. She set to work opening a coffee shop in Baton Rouge called HannaH and found a perfect location in a new development. Using a $50,000 inheritance to finance the venture together with her own sweat equity, she started the business on August 1, 1984 as a sole proprietorship. The shop was profitable in the first year. Hannah found, however, that the quality of her coffee was not as high as she had initially envisioned. She discussed this issue with one of her regular customers, Natasha Smith. On the spot, Natasha offered to help finance the purchase of a roasting machine. By roasting the beans herself, Hannah could produce higher-quality coffee and, in addition, expand the business by offering beans for sale. continuing

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Question No 1. Technology makes our life easy and comfortable. Do you agree or disagree?

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Case study: Worldwide Paper Company-Solution with Excel and doc file

Case study 19:  Worldwide Paper Company-Solution

This is difficult to get free case study solution of corporate finance, financial management and so on. It is common because all are intellectual property. It's an advanced level study that will increase your understanding capabilities. This case study is based on working capital chapter, So it helps to interpret and understand the calculation of out NPV, IRR, and WACC.

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Case Study Solution on Aurora Textile Company [Problem solution with excel,PDF,Doc file]

Case 21 Solution: On Aurora Textile Company Problem solution in excel file

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